Privacy Policy

Effective Date: October 10, 2026

Running The Numbers (“we,” “us,” or “our”) operates https://runthenumbersfinance.com (the “Website”). This Privacy Policy explains what information we may collect, how we use and share it, how we use cookies and similar technologies, and the choices available to visitors.

By using the Website, you acknowledge that you have had the opportunity to review this Privacy Policy. Where consent is required by applicable law, we will obtain consent as required.

1. Who We Are

Our website address is:

https://runthenumbersfinance.com

Running The Numbers is a personal finance educational website that publishes articles, calculations, examples, and information about everyday financial topics.

For questions about this Privacy Policy or our privacy practices, contact us at:

Email: runningthenumbers01@gmail.com

2. Information We Collect

We may collect information in the following ways.

Information You Provide

We may collect information you voluntarily provide when you:

  • Leave a comment on an article.
  • Subscribe to our newsletter or mailing list.
  • Contact us by email or through a website contact form.
  • Create an account, if account registration is available.
  • Otherwise communicate with us.

Depending on the interaction, this information may include your name, email address, username, website address, and the contents of your message or comment.

Please do not submit passwords, Social Security numbers, bank account numbers, or other sensitive financial information through comments, newsletter forms, or general contact forms.

Information Collected Automatically

When you visit the Website, certain information may be collected automatically by our website, hosting provider, analytics services, security tools, and advertising partners.

Depending on the services enabled, this information may include:

  • Internet Protocol (IP) address.
  • Browser type and version.
  • Device and operating system information.
  • Pages visited and links clicked.
  • Referring website or page.
  • Date, time, and duration of visits.
  • Approximate location inferred from technical information.
  • Interactions with advertisements or website content.

We use this information for purposes such as operating and securing the Website, understanding traffic, improving our content, and measuring advertising performance.

Information Collected Through Third Parties

Third-party services integrated into the Website may collect information directly through cookies, pixels, tags, or similar technologies. Their collection and use of information are subject to their own privacy practices.

Additional information about these services is provided in the sections below.

3. Comments

When visitors leave comments on the Website, we collect the information displayed in the comments form, along with the visitor’s IP address and browser user agent string to assist with spam detection and website security.

An anonymized string created from your email address, also called a hash, may be provided to the Gravatar service to determine whether you use it.

After your comment is approved, your profile picture, if associated with Gravatar, may be visible to the public alongside your comment.

Comments and their associated information may be retained as described in the Data Retention section of this policy.

4. Media

If you upload images to the Website, you should avoid uploading images containing embedded location data, including EXIF GPS information.

Visitors may be able to download images from the Website and extract embedded location information from them.

If you are a visitor who does not upload media, this section generally does not affect you.

5. Cookies and Similar Technologies

Cookies are small files stored in your browser that help websites function, remember preferences, analyze usage, and support advertising and tracking activities.

The Website may use cookies and similar technologies provided by WordPress and third-party services.

WordPress Cookies

If you leave a comment on our Website, you may choose to save your name, email address, and website address in cookies for convenience. These cookies may last for one year.

If you visit our login page, a temporary cookie may be set to determine whether your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, additional cookies may be used to save your login information and screen display preferences. Login cookies generally last for two days, and screen options cookies may last for one year. Selecting “Remember Me” may extend login persistence to two weeks. Logging out removes the applicable login cookies.

If you edit or publish an article, an additional cookie may be saved in your browser. This cookie contains no personal data and indicates the post ID of the article you edited. It expires after one day.

These descriptions reflect standard WordPress behavior; actual cookies may vary depending on our configuration and installed plugins.

Analytics Cookies

We may use analytics services to understand how visitors use the Website, including which pages are viewed, how visitors arrive at the Website, and how content performs.

These services may use cookies or similar technologies to collect information about your device, browsing activity, and interactions with the Website.

Analytics information helps us improve our content, website functionality, and visitor experience.

Our analytics provider may be identified here once selected:

Analytics provider: [Insert provider name and relevant privacy policy URL]

Advertising Cookies

The Website may display advertisements supplied by third-party advertising networks.

Advertising providers may use cookies, pixels, or similar technologies to deliver advertisements, limit repeated ads, measure advertising performance, and, where enabled, personalize advertisements based on browsing activity or other information.

These technologies may allow advertising providers to recognize your browser or device across different websites.

Advertising practices and available privacy controls depend on the advertising services we use.

Advertising provider: [Insert provider name and relevant privacy policy URL]

Affiliate Tracking Technologies

Some links on the Website may be affiliate links. If you click an affiliate link, the participating merchant or affiliate network may use cookies or similar technologies to determine whether a purchase or other qualifying action resulted from that referral.

This tracking helps attribute referrals and calculate any commission payable to Running The Numbers.

See our Affiliate Disclosure for additional information.

Managing Cookies

You can manage or delete cookies through your browser settings. Blocking certain cookies may affect website functionality.

Where required by applicable law or by the requirements of our service providers, we will provide additional consent mechanisms or privacy controls for relevant tracking technologies.

Browser settings alone may not opt you out of every type of third-party tracking.

6. Newsletter and Email Communications

If you subscribe to our newsletter, we may collect your email address and any other information requested through the subscription form.

We use this information to send the newsletters or other communications you have requested, share new articles, and provide updates about Running The Numbers.

We may use a third-party email marketing service to manage subscriptions and deliver emails. That provider may process subscriber information on our behalf.

Email marketing provider: [Insert provider name and relevant privacy policy URL]

You can unsubscribe at any time by using the unsubscribe link included in our marketing emails.

We may retain limited information necessary to honor unsubscribe requests, maintain suppression lists, prevent unwanted communications, and comply with applicable legal obligations.

We will not knowingly add you to a marketing mailing list without an appropriate basis to do so.

7. Embedded Content From Other Websites

Articles on the Website may include embedded content, such as videos, images, social media posts, or articles hosted by other websites.

Embedded content from other websites behaves much like a visit to the third-party website itself.

Those websites may collect information about you, use cookies, embed additional tracking technologies, and monitor your interactions with the embedded content. This may include tracking your interactions if you have an account with that service and are logged in.

We do not control the privacy practices of third-party websites. We encourage you to review their privacy policies.

8. Affiliate Links

Some pages on Running The Numbers may contain affiliate links.

If you click an affiliate link and make a purchase or complete another qualifying action, we may receive a commission at no additional cost to you.

Affiliate partners may use cookies or similar technologies to attribute referrals and purchases. Their collection and use of information are governed by their respective privacy policies and practices.

Affiliate relationships help support the operation of the Website. See our separate Affiliate Disclosure for additional information about these relationships.

9. How We Use Your Information

We may use information collected through the Website to:

  • Operate, maintain, and improve the Website.
  • Publish, moderate, and respond to comments.
  • Detect spam, abuse, security threats, and fraudulent activity.
  • Respond to questions and other communications.
  • Send newsletters to subscribers who have signed up.
  • Analyze website traffic and visitor engagement.
  • Display advertisements and measure their performance.
  • Track affiliate referrals and qualifying purchases.
  • Maintain website functionality and remember preferences.
  • Comply with legal obligations and protect our rights.

We will handle personal information in accordance with applicable law and the purposes described in this Privacy Policy.

10. Who We Share Your Data With

We may share information with third parties when reasonably necessary to operate the Website, provide requested services, or carry out the activities described in this policy.

These parties may include:

Website hosting and technical providers: Companies that host, maintain, secure, or support our Website.

Spam detection and security services: Providers that help identify spam comments, prevent abuse, and protect the Website.

Analytics providers: Services that help us understand website traffic, visitor activity, and content performance.

Email marketing providers: Services that store subscriber information and deliver newsletters.

Advertising partners: Companies that provide advertisements, measure performance, or support advertising personalization and related tracking.

Affiliate networks and merchants: Companies that track referrals, attribute purchases, and administer affiliate commissions.

Legal and regulatory authorities: We may disclose information when required by law or when reasonably necessary to respond to lawful requests, protect rights, investigate suspected fraud, or address security concerns.

We may also transfer information in connection with a business sale, merger, reorganization, or similar transaction, subject to applicable law.

The specific third parties that receive information depend on the services we use and the features enabled on the Website. We will update this policy when appropriate as our practices change.

11. How Long We Retain Your Data

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, subject to applicable legal obligations and legitimate operational needs.

Comments: If you leave a comment, the comment and its metadata may be retained indefinitely. This allows us to recognize and approve follow-up comments automatically rather than holding every comment for moderation.

User accounts: If user registration is available and you create an account, we store the personal information you provide in your user profile. You may be able to view, edit, or delete that information, subject to applicable restrictions. Website administrators may also access and edit account information as necessary to administer the Website.

Newsletter subscriptions: We retain subscriber information while you remain subscribed or as reasonably necessary for newsletter administration. Following an unsubscribe request, we may retain limited information needed to honor that request and prevent future unwanted emails.

Contact messages: We may retain messages and related information for as long as necessary to respond, maintain records, resolve disputes, or meet legal obligations.

Analytics and advertising information: Retention periods depend on the settings and policies of the relevant analytics and advertising providers.

We may retain certain information longer when necessary for legal compliance, website security, fraud prevention, or the establishment or defense of legal claims.

12. What Rights You Have Over Your Data

Depending on applicable law and your circumstances, you may have rights concerning personal information held about you.

These rights may include requesting access to certain information, requesting a copy of information you provided, correcting inaccurate information, or requesting deletion of certain information.

If you have an account on the Website or have left comments, you may request an exported file of the personal data we hold about you, including information you have provided. You may also request that we erase personal information we hold about you, subject to applicable legal exceptions.

If you receive our newsletter, you may unsubscribe using the link included in our emails.

To submit a privacy-related request, contact us at:

Email: runningthenumbers01@gmail.com

We may request reasonable information to verify your identity and the validity of a request before taking action. We will respond in accordance with applicable law.

Some information may need to be retained for administrative, legal, security, or other permitted purposes.

13. Where Your Data Is Sent

Visitor comments may be checked through an automated spam detection service.

Information may also be processed by our website hosting provider, analytics provider, email marketing provider, advertising partners, and affiliate networks, depending on the services enabled.

These service providers may process information on servers located outside Washington State or outside the United States. The locations and applicable safeguards depend on the services used.

Where required by applicable law, we will take appropriate steps concerning the processing or transfer of personal information.

Please review the privacy policies of the relevant third-party services for additional information about their data practices.

14. Children’s Privacy

Running The Numbers is intended for a general audience and is not directed to children under 13.

We do not knowingly collect personal information directly from children under 13. If you believe a child has provided personal information through the Website, contact us at runningthenumbers01@gmail.com so we can review the situation and take appropriate action.

15. Data Security

We use reasonable measures intended to protect information collected through the Website against unauthorized access, loss, misuse, or alteration.

However, no website, electronic transmission, or storage system can be guaranteed to be completely secure.

You should avoid submitting sensitive financial or personal information through public comments or general website forms.

16. Third-Party Websites and Services

The Website may contain links to external websites, products, services, or resources.

We do not control the content, security, or privacy practices of third parties. Visiting those websites or using their services is subject to their own terms and privacy policies.

We encourage you to review the applicable policies before providing information to third parties.

17. Washington State Residents and Other Applicable Privacy Rights

Running The Numbers is operated from Washington State.

Privacy rights and obligations depend on applicable laws, the nature of the information collected, the services used, and the circumstances of the business.

Depending on the law that applies, individuals may have additional rights regarding access to, correction of, deletion of, or other uses of their personal information.

To inquire about applicable privacy rights or submit a request, contact us at runningthenumbers01@gmail.com.

Nothing in this policy is intended to limit any rights or protections that cannot lawfully be waived.

18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our Website, services, business practices, or legal obligations.

When changes are made, we will post the revised policy on this page and update the effective date.

We encourage visitors to review this page periodically to remain informed about our privacy practices.

19. Contact Us

If you have questions about this Privacy Policy or our handling of personal information, contact:

Running The Numbers

Website: https://runthenumbersfinance.com

Email: runningthenumbers01@gmail.com